Maria Acuna Real Estate



Posted by Maria Acuna Real Estate on 10/18/2018

Believe it or not, the process of buying a home can become long and complicated. And if you're not careful, you may encounter many hurdles that prevent you from acquiring your dream residence.

Lucky for you, we're here to teach you about the ins and outs of buying a house and help you simplify the process of going from homebuyer to homeowner.

Now, let's take a look at three common misconceptions associated with buying a home.

1. You will be able to acquire a house in a matter of days.

The process of locating your dream home is unlikely to happen overnight. Instead, a homebuyer usually will need to perform extensive housing market research to discover a residence that meets or exceeds his or her expectations.

Typically, a homebuyer will look at several houses before he or she can find the right residence. This homebuyer then will need to submit an offer on a house. And if a home seller accepts the homebuyer's proposal, a home inspection will need to be completed before a home purchase is finalized.

It is important to set realistic expectations for your home search. In most instances, it may take a few weeks or months to find your perfect residence. But with a diligent approach to your home search, you'll be able to discover a house that can serve you well for years to come.

2. You will be able to buy a home for less than a property's initial asking price.

Understanding the differences between a buyer's market and a seller's market is essential for a homebuyer.

In a buyer's market, many high-quality residences are available. This market usually favors homebuyers, and in many instances, enables property buyers to secure great houses at budget-friendly prices.

On the other hand, a seller's market features a shortage of first-rate properties. As a result, this market favors home sellers, and many homebuyers may compete with one another to secure the best houses.

Regardless of whether you're operating in a buyer's or seller's market, it is paramount to avoid the temptation to submit a "lowball" offer on a residence. By doing so, a homebuyer can minimize the risk of missing out on an opportunity to acquire his or her perfect residence.

3. You can find your dream home without help from a real estate agent.

When it comes to buying a house, the early bird catches the worm. Therefore, an informed, persistent homebuyer is more likely than others to locate a terrific home at an affordable price.

Ultimately, working with a real estate agent is ideal. With a real estate agent at your side, you can receive expert assistance throughout the homebuying journey.

A real estate agent will set up home showings, keep you up to date about new houses as they become available and much more. He or she also will respond to your homebuying questions and ensure you can acquire a stellar home in no time at all.

Take the guesswork out of buying a house – collaborate with a real estate agent, and you can make your homeownership dreams come true.




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Posted by Maria Acuna Real Estate on 10/11/2018

Keeping up with household expenses can be a daunting task. Service providers are making it easier than ever to set up auto-pay features for their products. Furthermore, playing with credit cards makes it seem like you hardly ever have to look at your account balances. Unfortunately, that can make it easy to go over your allotted budget each month. That’s where the home budget app comes in.

In recent years, a growing number of budgeting apps have hit the app stores. You could scroll for hours through all of the various apps, comparing their needs. Fortunately, we’ve done the hard work for you.

Some apps are geared towards families, where others are designed for a single user. Some sync with bank accounts and others depend on your own input to keep track of your expenses. In this article, we’re going to break down some of the best budgeting apps for keeping up with your household and living expenses.

HomeBudget

If you’re hoping to split expenses and plan your budget with your spouse, family, or roommates, HomeBudget is a good place to start. With HomeBudget you can assign one person to be the payee, making it easy to determine who pays certain bills.

You and your family members can also assign expenses and attach images of your receipts to see who paid which bill.

At the end of the month, you can view reports that will tell you if you stayed under budget. You can then compare the month’s budget to the previous six months and decide if you need to increase your budget or try to cut some expenses.

YNAB: You Need A Budget

If you’re new to budgeting or are having trouble paying off debt, YNAB is the budgeting tool you need. Aside from keeping track of your spending, YNAB is also a learning resource. Signing up gives you access to budgeting tips and information that you may not be familiar with.

YNAB links up with your bank accounts to tell you just how much you need to save each month in order to keep up with everyday expenses like mortgage payments and utilities, and get out of debt.

Mint

Mint is designed to be your one-stop shop for all things financial. It combines your bills, bank accounts, student loans, credit cards, and more all in one place.

Mint enables you to track your spending, plan a budget, and gain access to resources like free monthly credit scores.

Unsplurge

Having an organized budget is a reward of its own. But, if you need even more of an incentive, Unsplurge is here to help. With Unsplurge, you can focus on saving up for a goal. You’ll get updates when you save enough to “splurge” on your goal.

It’s a great tool for people who like to see their progress and feel the sense of accomplishment when they meet their objective.


Now pick the app that sounds right for your needs and get started with saving money and managing your household budget today.




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Posted by Maria Acuna Real Estate on 10/4/2018

Pets are a part of the family. When we welcome a new dog into the home, we often expect them to meet our standards of behavior without much guidance. Dogs, like children, require consistent training from all members of the family. They need positive reinforcement and clear signals from you to teach them what behavior is acceptable.

In this article, we’re going to cover some important house training tips for you and your canine companion. We’ll look at some of the common mistakes that new pet owners make, and talk about ways to curb undesirable behavior like chewing shoes or furniture or barking at windows.


Traits vs. behaviors

One common mistake new pet owners make is to attempt to place character traits on their dog. Words like pushy, protective, mischievous, etc. are all adjectives that we often use to describe our dogs.

However, as dog owners and home owners, our energy is better spent on recognizing and correcting behaviors. If your dog tears at a carpet or chews the corner of your sofa, it isn’t very helpful sitting around thinking of adjectives to describe your dog (like restless or anxious). Rather, we should think about the behavior itself and how to replace it.

Let’s jump right into some household behaviors and ways to replace them with desirable alternatives.

Chewing

Chewing is an important part of a dog’s life. Chewing itself is not a negative behavior, but when your dog starts demolishing furniture or eating your homework, it’s time to take steps to curb this behavior.

First, make sure your dog is eating a healthy diet and getting enough exercise. Dogs who aren’t eating a fat and protein rich food or who are overeating are prone to having excessive energy. If they’re trapped indoors and have nothing to focus that energy on, they’ll turn to chewing things they aren’t supposed to.

To focus your dog’s energy on positive behaviors, take your dog for a walk, jog, or play with them. If you notice your dog attempting to chew things they shouldn’t be, draw their attention away and provide them with a better alternative.

Barking

Just like chewing, barking is not in itself a negative behavior. It’s when your dog barks excessively and inappropriately that it becomes problematic.

Dogs bark for several reasons: to get you to play, to show that they’re stressed or bored, and so on. If your dog spends a lot of time monitoring doors and windows and barking at passersby, there are a few things you can do to curb the behavior.

First, take away the trigger. In this case, that could be closing the curtains or restricting your dog’s access to the room. If your dog is worried about strangers passing by the house, they are likely already too tense to begin training an alternative behavior to barking. If it’s noises that alarm your dog, try playing soft music to mask the noises for a day or two.

Once you’re ready to start training, have someone walk past outside where your dog can see from the window or make a noticeable noise outside. Reward your dog with treats when they do not react until they become more comfortable with the outside distractions.




Tags: pets   dogs   dog training   pet behavior  
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Posted by Maria Acuna Real Estate on 9/27/2018

A first-time home seller likely faces an uphill climb if he or she wants to stir up plenty of interest in a house. However, a home seller who plans ahead should have no trouble overcoming any potential hurdles along the home selling journey.

When it comes to selling a house, it is important to remember that a residence's interior can make a world of difference in the eyes of homebuyers as well. If a home seller fails to allocate the necessary time and resources to improve a house's interior, he or she risks missing out on opportunities to stir up interest in a residence.

Lucky for you, we're here to help first-time home sellers find the best ways to transform an ordinary home interior into a stellar one.

Let's take a look at three tips to help first-time home sellers upgrade a house's interior.

1. Remove Clutter

Home clutter adds up over the course of many months or years. But a first-time home seller who understands the impact of clutter can take the necessary steps to remove it.

Ultimately, clutter is an eyesore that may make your home actually appear smaller. Clutter also may make it more expensive and time-consuming than ever before to relocate from one home to the next.

A first-time home seller who hosts a yard sale can sell unnecessary items. Or, a home seller may be able to donate excess items to charity. And if there is lots of junk that fills a house, a home seller should dispose of it as soon as possible.

2. Conduct Extensive Cleaning

A first-time home seller should clean a residence from top to bottom. That way, a home seller can give his or her house a fresh, pristine appearance that homebuyers are sure to appreciate.

Be sure to wipe down kitchen counters, mop the floors and vacuum rugs in each room of your house.

In addition, if you need extra help, don't hesitate to reach out to a professional cleaning company. With professional cleaners at your side, you can speed up the process of upgrading your house's interior.

3. Meet with a Real Estate Agent

A real estate agent understands what it takes to enhance a house's interior quickly and effortlessly. As such, he or she can help a first-time home seller get a house ready to add to the real estate market.

The right real estate agent will evaluate your home's interior and offer honest, unbiased home interior improvement recommendations. Also, he or she may be able to offer tips to help you differentiate your house from others that are currently available in your city or town.

Of course, a real estate agent is an expert resource who can guide you along the home selling journey too. And if you ever have home selling concerns or questions, this housing market professional will be happy to address them immediately.

Ready to improve your house's interior? Use the aforementioned tips, and a first-time home seller can boost a home's interior and increase the likelihood of a quick, profitable home sale.




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Posted by Maria Acuna Real Estate on 9/20/2018

Buying a new home is a commitment. Not just to a mortgage but to the house itself, the neighborhood and your local community. And for many, this is part of what makes purchasing a new home so rewarding. To have a place to truly settle into and call their own. Part of that settling in includes crafting a timeless interior that will welcome you home for years to come.

But going about creating a timeless home can feel intimidating. Magazines and television shows focus on the trends and how to keep up with what’s current. Following these cues will only leave you with a home that will become quickly outdated.  

The key is to mix a variety of styles both old and new. Resist settling for one particular style for a home that seamlessly transcends the decades to come. And while you don’t want to fully jump into any one trend, adding a few accent pieces will keep your home fresh and modern. Art, throw pillows, and small details are the perfect decor pieces to take advantage of trends with. Large investment pieces, however, are best kept neutral and in a style that has already proven itself to be classic.

Styles that earn the title of classic are usually simple with just one element that reflects the era of its inspiration. Think a couch with tufting but in a warm beige or a table with ornate millwork that boasts its natural wood coloring. Whereas a tufted couch in a print or ornate millwork painted a color from a trend that has come and gone will date the look of your whole room.

Neutral colors are best used for the majority of your color palette, leaving color for your accent pieces. That doesn’t mean your home needs to lack depth, however. Choose different tones for your paint swatches and reach for a variety of textures when adding fabrics. Having a diverse range of tones and textures will add visual interest without depending on color to do the job.

Natural elements such as wood, stone, and glass also help to bring depth to your neutral color palette and maintain a timeless look. Wood flooring is well worth the cost in the long run both in terms of maintenance and style. An exposed brick wall makes a statement without becoming dated. A leather couch or armchair adds warmth and sophistication. While cotton, linen and wool textiles add natural texture to your furnishings.

Homebuyers often dream about the decades to come spent in their new home’s rooms. They want to spend time living life’s moments to the fullest and not fussing over decor every ten years. Creating a timeless look for your home doesn’t have to be difficult or expensive. Keeping to a neutral color palette and natural elements guarantee a classic home that you will love coming home to for years to come.  




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